Among the notable heirlooms is Diana’s famous £390,000 engagement ring, which Prince William used to propose to Kate. As she grows up, Princess Charlotte will have the opportunity to choose from a stunning range of jewellery at the palace, including pieces linked to her great-grandmother, Princess Diana. A key piece in her legacy is the Spencer Tiara, which Diana famously wore on her wedding day to Prince Charles in 1981.

The tiara symbolises love and unity and stands out as a family heirloom, unlike the pieces borrowed from the Queen’s collection by Catherine and Meghan Markle. The Spencer Tiara, now held by Diana's brother at Althorp House, dates back to the 18th century. It features a diamond-encrusted tulip, scroll and star-shaped tiara, and is filled with many of the Spencer Family's jewels, including a wedding gift to Diana's grandmother.

The tiara was worn at the weddings of Diana's two sisters. While its exact value is unknown, it is thought to be worth hundreds of thousands of dollars. Traditionally, the bride wears the tiara for the first time on her wedding day, meaning Charlotte may have to wait before trying it on. Catherine, Princess of Wales, borrowed the Cartier Halo Tiara from the Queen for her wedding in 2011, while Meghan Markle borrowed the Queen Mary Bandeau Tiara for her wedding to Prince Harry in 2018.

Born into royalty, these children are expected to achieve great things. The financial worth of the royal children, Prince George, Princess Charlotte and Prince Louis, is often speculated about due to their potential future roles. Prince George is estimated to be worth just under £2 billion, while Prince Louis could be worth around £721 million. However, Princess Charlotte is predicted to surpass them with an estimated worth of £4 billion, which is said to be due to the “Kate Middleton effect”, which has been compared to Diana’s influence on fashion trends in the 1980s and 1990s.

Even the youngest royals, such as Prince Archie and Princess Lilibet, are expected to have significant financial worth. Prince Harry and Meghan’s son Archie is estimated to be worth £21 million when he grows up. Not only do these children inherit a rich heritage, but they also have the potential to shape global fashion and cultural trends.